Michael Charlton

Michael is a Marketing graduate and has over 10 years of experience as an insurance professional with first class financial institutions including London Life, Manulife and Scotia Wealth Insurance Services. Most of Michael’s experience comes from creating unique and innovative insurance solutions for affluent clients. He explains the elements of insurance products so clients can see the opportunities and make informed decisions.

Recognizing the importance of understanding a client’s complete financial picture before providing insurance advice, Michael works with a highly professional and experienced team of Wealth Advisors, Financial Planners, Estate and Trust Officers, Business Succession Specialists, and Private Bankers.

Michael specializes in the following areas:

• Educating how insurance can be used as an effective estate planning tool
• Extracting wealth from a business and creating retirement income
• Tax efficient strategies for accumulating a transferring wealth within a corporation
• Farm transition and estate planning
• Managing fair vs equitable estate issues
• Creating a charitable legacy

Insurance services are provided by Scotia Wealth Insurance Services Inc.